Welcome to The Gracy Team!

Our team is committed to providing financial services that help our clients meet their individual financial goals and achieve their personal dreams. We operate our business with an atmosphere of respect, integrity and professionalism.

We are committed to deliver a mortgage experience that earns us a lifetime relationship with our clients. We pledge to improve the financial lives of our clients and strategic alliances to help them exceed their greatest goals.


Our Promise
  • We will listen and find out what is important to you!
  • We will find the home loan that best fits your needs!
  • We will be pro-active in all correspondence

The bitter taste of a short term success lingers while the flavor of a good job makes happy clients and provides good referrals. We want good referrals and lasting relationships with our clients. Why Use a Broker?

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What Types of Programs are Available?

A wealth of different programs are needed to provide the diversity required to meet each person’s financial, and lifestyle aspirations. We have such a number of sources to accommodate those needs. Our programs are not limited to fixed rate mortgages. One year adjustable, 3/1 arms, 5/1 arms, 7/1 arms, 10/1 arms, balloon, interest only, jumbo, super jumbo, No-Doc loans, FHA mortgages, VA mortgages, stated income loans, less-than-perfect-credit programs, first time home buyer programs, 0-down loans, lot / land loans, construction financing, including a one-step construction loan are part of our mix. And let’s not forget that investment financing, multi-unit properties, and manufactured housing loans are also available.


Available Services

  • Conventional Loans
  • FHA Loans
  • Construction / Lot Loans
  • Second Mortgages
  • Fixed Rate Mortgages
  • “Interest Only” Loans
  • Equity Loans
  • Jumbo Loans
  • VA Loans
  • No Mortgage Insurance Loans
  • “Zero-Down” Loans
  • Adjustable Rate Mortgages
  • Investor Financing
  • And more...


Refinance

These are just a few benefits of refinancing and taking advantage of the record breaking low interest rates:

  • Save money
  • Lower your payment
  • Get cash out
  • Lower your rate
  • more...

First Time Buyers

Getting your first home is easy. Call us today about:

  • Minimal down payment loans
  • Low closing costs
  • and other flexible programs
  • more...

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